Business Model Innovation Hub

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Crowdfunding pattern feedback sought

I'd be grateful for some feedback on a Crowdfunding model pattern I've been developing with students as part of a series of seminars, workshops and lectures at universities in the UK.

My starting point was Monica Appelbe’s Crowd Power: letting the crowd fund your small business poster on the Intuit Small Business Blog. I particularly liked the way she frames crowdfunding as part of an evolution of funding methodologies from micro-finance to crowdfunding, through micro-lending and peer-to-peer loans:

I also provide two patterns I've found that have used the Business Model Canvas template, so that a comparison of the Peer-to-Peer Lending model (e.g. Zopa.com) can be made with Micro-lending model (e.g. Kiva.org):

Luftenegger, E., Angelov, S., van der Lindenz, E., & P. Grefen, P. (2010). The state of the art of innovation-driven business models in the financial services industry. School of Industrial Engineering, Eindhoven University of Technology

Osterwalder, A. (2009). Business Models Beyond Profit - Social Entrepreneurship

I had provided some analysis that had been made for each of the 9 building blocks, but sadly I lost the draft discussion on NING. I'll write up this analysis later on my afluxstate.com blog later. In the meantime, it would be great to get feedback on the pattern, and also find out if anyone as any resources for teaching Business Model Canvas to students.

Tags: Alex, Crowdfunding, Financial, Innovation-driven, Kiva.org, Micro-lending, Osterwalder, Peer-to-peer, Services, Zopa.com, More…business, lending, models