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than you for the quick response. I mean the companies' BM. I worked for an Austrian bank but only with private customers and I did an internship in the corporate business, but my experience with corporate customers is very little.
I want to outline the different approaches banks have when they grant corporate loans and structured loans (e.g. acquisition finance - that's what my former departement did) A hypothesis might be that for corporate loans (ordinary loans) banks focus more on a company's ratios, so on the hard facts (in canvas: costs, revenues) whereas for structured finance purposes they might have a more deatailed look at a company's customers, channels, activities etc
Is it clearer for you now?
I would be grateful if you shared your experience with me.