Hi Dan,

than you for the quick response. I mean the companies' BM. I worked for an Austrian bank but only with private customers and I did an internship in the corporate business, but my experience with corporate customers is very little. 
I want to outline the different approaches banks have when they grant corporate loans and structured loans (e.g. acquisition finance - that's what my former departement did) A hypothesis might be that for corporate loans (ordinary loans) banks focus more on a company's ratios, so on the hard facts (in canvas: costs, revenues) whereas for structured finance purposes they might have a more deatailed look at a company's customers, channels, activities etc

Is it clearer for you now?

I would be grateful if you shared your experience with me.

thanks